Upon reaching out to our loan officer, JoAnne Daniels, I received a response some time later saying encroachments are an exclusion on the Title Insurance First National Bank sells, there's nothing they'll do for me, and they've contacted my realtor.
My daughter first time trying to get a lone was laughed at and treated terribly they will no longer receive my business or anyone I know very unprofessional
This bank has always done me good and cared for my needs! I love this bank.
Since the Plat drawing showed a whopping 34' distance from the building to the edge of the property I asked for a refund for its cost, since I obviously didn't get what I paid for. I have yet to hear back from First National Bank regarding my Plat Drawing Refund.
We have a home mortgage through First National Bank as they quoted us the best rate. When we went to formally complete the paperwork a short time later, they said the rate had gone up. After complaining, they agreed to honor their originally quoted rate.
During the mortgage process we paid for everything they required, to include Title Insurance and a Plat Drawing to ensure our buildings fell within the property boundaries. Since then we've learned that our garage and part of our front driveway are encroaching onto MN State Land. The DNR representatives I've spoken with have zero sense of humor about it.
Bottom Line: I cannot trust First National Bank.
I'm only good enough to put my money in this bank not good enough for a loan these people wouldn't help me purchase a home so I closed my account I will never do business with this bank in any form again
Midway through the mortgage process I discovered that the closing fees they were charging on the loan were significantly higher than that of an in-town competitor (Security Bank). After saying something, they agreed to lower their closing costs (by about $1200).
First National Bank Bemidji is a US Bank based in Bemidji, Minnesota. First National Bank Bemidji is located at 1600 Paul Bunyan Dr NW, Bemidji, MN 56601, USA.
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